Hidup di Jakarta Itu Mahal Ternyata...

Setelah membaca blognya Indirani tentang survey biaya hidup di Jakarta, gue jadi pengen ngitung pengeluaran gue. Kok agak takjub sih angka mereka bisa sampai Rp.13.000.000 sebulan. Kayaknya gak sampai segitu deh gue. Coba ngitung lagi deh :

Living Cost

1. Belanja supermarket (termasuk susu anak, dan kebutuhan hidup lainnya) : + 900.000
2. Belanja pasar basah @ 20.000 perhari : 600.000
3. Tagihan listrik perbulan : + 315.000
4. Tagihan PAM : 65.000 (jarang pake air pam)
5. Tagihan air minum (galon) : 105.000
6. Tagihan gas masak sebulan (1 tabung habis dalam 3 bulan, jadi harga dibagi 3) : 25.000
7. Tagihan telpon : + 65.000 (jarang nelpon dari rumah)
8. Tagihan seluler (Chandra & Rika, prepaid) : 103.000
9. Cable TV & Internet : 295.000
10. Kebersihan & keamanan : 50.000
11. Nanny buat Vira (termasuh uang jajan) : 450.000

Transportation costs

1. Bensin sebulan : 500.000
2. Ongkos bengkel (diluar reparasi, 2 bulan sekali jadi dibagi 2 harganya) : 300.000
3. Cicilan mobil : 750.000

Kalo ditotal : + Rp. 4.523.000 perbulan.
Wuih, naik sekitar 2 kali lipat sejak gue punya Vira. Ini belum nanti kalo Vira dan Arkan masuk Sekolah. Pusing juga ya kalo dihitung. Alhamdulillah kalo gak dihitung kita kok bisa kerasa cukup aja sebulan, merasa sisa lebih malah. Pas dihitung baru kerasa kalo sisa gaji dikit amat yak. Ini aja belum ngitung tabungan pendidikan anak dan Asuransi kesehatan + jiwa + rumah + mobil yang dibayar tiap awal tahun atau 5 tahun sekali. Belum biaya tak terduga macam kondangan dst.

Mahal juga hidup di Jakarta, tapi masih bersyukur masih jauh dibawah angka 13jt.
"Siapa suruh datang Jakarta... siapa suruh datang Jakarta..." *berdendang dengan sumbang*

Silahkan dikomentari, siapa tau punya kiat yang lebih hemat.

Flickr Party : The Report

Flickr Party Group Shot

Alhmadulillah, terlaksana juga akhirnya kopdar akhir tahun anggota Flickr yang kali ini berjudul Flickr Party. Acara yang dihadiri 32 anggota flickr (36 if we count in the Flickr babies; Aina, Kei, Kirnana & Noe) ini diadakan di cafe Au Lait di kawasan Cikini, Menteng.

We had the usual suspects of Flickr Kopdar, and some new faces. We were happy that this event managed to accomodate Flickr members from abroad like Thalia+Ari+Aina from Singapore, MoRiza from New York, and Baby Karenina Karyadi from Los Angeles, who are currently home in Indonesia for the holidays.

Attraksi utama malam itu adalah the fabulous Chaerani on both piano and accordion, playing show tunes, a crowd pleaser and also popular with the flickr babies. From "la vie en rose" to the theme songs of each Playhouse Disney shows, she played them all.

All and all it was a lovely evening, hope to see more of the flickr gang in the 2009 kopdar, and the Malindo Flickr Kopdar in Solo 2009. In the meanwhile, enjoy the pictures.

FLICKR PARTY

Calling all Indonesian Flick users for the ultimate year-end Kopdar experience. Meet other flickr members, have great conversation, be entertained, and most of all take lots and lots of pictures.

Come to cafe au lait at Jl.Cikini Raya no.17, Menteng, Jakarta Pusat on Sunday the 28th of December 2008 at 19.00 to 21.00. Free snack (while it last), food and drinks are strictly BSS (bayar sendiri-sendiri). See you there!

Escrow: It's a good idea

As a former freelancer, I know that a freelancer's greatest fear is dodgy clients that could possibly not pay. The same goes with clients that hire freelancers. Clients usually go for the cheapest possible freelancer with good portfolio, those freelancers are mostly new ones that have just left or are still working full time. Its no secret that people who are good at what they do, doesn't necessarily make good freelancers*. These freelancers either miss their deadlines, or just run away, leaving the client high and dry.

From a freelancer's point of view, I'd ask for a 40% down payment. But then as a client, I think, "will I get that 40%'s worth?". So now you have 2 sides in constant battle over what to do. How to approach? will I get paid? Will I get my money's worth. Both sides equally have that risk.

Google they keyword "escrow" now. Wait, I'll make it easy, just click here for English or here for Indonesian.

A brain fart (what I call my ideas, since I have one every hour or so) hit me one October morning in 2007. As you can see, escrow isn't something new, yet is unavailable in Indonesia. I typed up a nifty 240 page business plan for a local escrow company, but none of the 80 people I proposed to took a bite, thats why I'm sharing it here, maybe someone will have more luck.

While not sharing what my business plan is, the basic is that to set up a third party financial institution that clients will put their project money in, and deliver full payment to freelancers. Its that simple. Freelancers reliefs to the idea that their money is there in full and ready to be paid, and the client gets a relief knowing that they won't lose financially if the freelancer bails. When the freelancer finishes his job, he just shows his final work progress to the escrow company that holds a record of the freelancer's job description and release the funds.

What does the escrow company get? How would the business run? Will this be a solution for Freelancers & Clients?
I'll leave those answers to your imagination.

So That Others May Study

Last Wednesday (December 3rd 2008) I signed an MOU with the Raflesia foundation and Bina Insani foundation to educate street children, giving them a college education to earn a degree.

MasTer (Masjid Terminal) is a group of people who give school education to the homeless & street children. Those who have a hunger to learn and have received their high school diploma from MasTer will be sent to study with us for free.



Trianandra provides free books, staff and docent. We got cheap rent from Raflesia foundation of 250.000 a month to use their facilites consisting of one class and an office at their school in Depok.

If you would like to support by donating to our programme, a child's tuition costs Rp.60.000 per month to study. Each child studies for 3 years. The tuition money will pay for the docent's transport (docents teach for free), rent, electricity, water, and sylabus.

Contact Dani at Trianandra at +6221 4754412 for more information on how you can help out or donate to our programme.

Bericara di FreSh 4 - Freelancer vs Job Publishers

FreSh (Freedom of Sharing) adalah komunitas lokal yang berkembang bagi mereka yang bekerja khususnya di industri kreatif & internet. Komunitas ini sudah beberapa kali mengadakan pertemuan (dimana selalu bentrok dengan jadwal mengajar saya), namun pada pertemuan ke-4 mereka, tema yang diangkat adalah; "Freelancers vs Job Publishers". Selain merasa tertantang untuk datang, kebetulan belum ada pembicara dari sisi Job Publishers.

Presentasi yang saya bawakan sebetulnya menyentuh dua dunia, yaitu Freelancer dan Job Publisher. Dari sisi freelancers adalah kepentingan untuk mengorganisir pekerjaan dan memproteksi diri dari client, sedangkan dari sisi job publisher adalah mengenai memulai usaha, basic management dan memperlakukan freelancer baik sebagai tenaga kerja yang penting dan memproteksi diri dari freelancer nakal.

Presentasi malam itu bisa dilihat di SlideShare.com

Freelancing Done Right

View SlideShare presentation or Upload your own. (tags: entepreneurs freelancers)

Selain aku, ada beberapa pembicara lain dari rekan freelancer seperti Aria Rajasa dan Harry JH yang membawakan topik-topik menarik (walau pas Aria hampir selesai presentasi, aku baru datang)

Related Links:
- Chicken Strip 129: Client From Hell
- FreSh! 4.0: Berbagi Pengalaman Seputar Dunia Freelance
- Detik i-Net: FreSh Berbagi Pengalaman Seputar Dunia Freelance
- “Freelancer VS Jobs Publisher” @FreSh!
- FreSh 4.0

Father & Son Moment

While the girls were still asleep, I took Arkan in my arms and sat together while he slowly wakes up from the sunrise. We sat together looking at each other. I don't know whats going on in his mind, but mine was in complete disbelief; "This little guy is my son".



There is no manual for fatherhood, so I hope I can be the best for Arkan.